Integrated platform
To obtain the maximum leverage provided by digital tools the PCD Protocol System provides a seamless integration between a number of core employee benefitand HR information functionalities. This integration drives a significant value proposition for the brokers and their employer clients.

Compliance system
Collects and tracks a number of events and helps analyze statistical data to aid the employers with Department of Labor and federal law compliance.

Consolidated billing
Provides a single billing format for multiple services and employee benefits products. Bills are accurate because they draw from the dynamic information generated by enrollment and termination actions captured by the system. This is a major time-saving feature for the employer. It also enables the brokers to install commissionable employee self-service voluntary benefit plans without adding an extra administrative core to the employer.

Payroll and benefits integration
Any benefits or database changes that affect the calculation of payroll are captured by PCD Protocol System and can be transmitted to major payroll vendors.

Section 125 Services
Flexible Spending Account administration (Unreimbursed Medical Expense and Dependent Care expenses), Premium Only Plan trust documents, online employee access to FSA account balances and Form 5500 preparation.Flexible Spending Account administration (Unreimbursed Medical Expense and Dependent Care expenses), Premium Only Plan trust documents, online employee access to FSA account balances and Form 5500 preparation.

COBRA/HIPAA administration
Notification of benefits, billing, collections, eligibility tracking, and preparation of Certificates of Creditable Coverage.

Auto-fill forms
Insurance carrier employee enrollment forms and selected federal government forms can be automatically populated with demographics stored in the PCD Protocol System database.

Document and forms management
The PCD Protocol System can digitally store, manage and efficiently deliver a wide range of HR and employee benefits forms to include those that have been populated with the Auto-fill forms tool.

Internal communication system
Employers can choose to use an internal email system built into the PCD Protocol System to communicate with their employees

Human Resource Information System
Comprehensive database designed to capture, display, integrate and transmit the significant data that enables an employer to efficiently manage HR information. A full-featured report writer and life event manager add to this tool's functionality.

Employee Benefits Management System
Employee self-service system that displays benefit design options, rates, employer contributions, documents and forms. Tracks enrollment and termination. Integrates with the payroll interface, the HRIS and the consolidated billing system.

Digital communications with insurance carriers
HIPAA compliant EDI for enrollment, enrollment maintenance, and termination protocols are available.

Client management system
Brokers have access to a vast compendium of data and tools that enables them to more efficiently manage their book of business. Reduces the need for brokers to add more customer service personnel as they add new clients to their portfolios.

Planning wizards
PCD's planning wizards are designed to increase sales penetration levels by enabling brokers to control, capture and grow an entire market segment. These planning wizards allow employees to calculate insurance needs and to devise investment strategies to attain desired long and short-term financial planning goals. Once satisfied with the results of the wizard's calculations, the employee can e-mail the broker's office to start the application process.

Word processing and e-mail integration
Certain components of the application integrate with a word processing and email system to provide work flow efficiencies.